Sorry to hear it, Sparky.

Downtime might be a tough one for you. The easier route is renting another van, continuing to work, and getting reimbursed for the rental.

The insurance company looks at it like...
A phone call for a tow to your mechanic.
A taxi or ride from a friend to the rental van.
Ride the van to your mechanic to transfer the tools and you're back in business.
When the van is fixed, tranfer the tools back & return the rental van.
A PITA, but not 16 hours downtime.

Dave

spelling

[This message has been edited by Tiger (edited 07-21-2005).]