That's good to know, Ron. yeah..i am in a 2 man shop...and i understand that it is expensive to provide health insurance...but if my boss is billing me out at $70 per hour and i gross $13.50 per hour...doesn't that leave enough for my health insurance? i understand that i get paid for 40 hours(no overtime here), and he can only bill me out for let's just say 30 hours...and there are workman's comp insurance, and taxes, and probably some other stuff...but doesn't that sound like he could "afford" to provide me with some insurance? And if not what do i do...leave "just" for health insurance?