Jayson,

If you are not currently tracking your personal expenses and creating a budget for your personal spending I would suggest you start. Doing this with your personal finances will help to prepare you when you need to do this for your business. I use Quicken software for my personal finances and Quickbooks Pro for my business finances.
I track every penny I spend in both my personal and business finances. Look at your P&L statements often not just at the end of the year.

[This message has been edited by A-Line (edited 12-07-2004).]