Eagle, I have a brother in Orlando, inlaws in Jacksonville and inlaws in Ponte Vedra. Have worked at all loctions but nothing big enough to pull a permit (you know how it is for relatives). Fla has a different classification system than we do but I'm sure a Class II Ga Lic will sufice for a Fla resi license. I would get the # for the AHJ and go from there. See what their inspection policy is and if they require a local license through the municipality.
And as for twice the money, the job will take twice as long and you will waste twice the material because you'll be watching the tanned beauties in the thongs.