Well, I've done a lot of west coast service changes, and a lot of the old services were only 60 Amp services. I usually installed 125 Amp breaker panels, a new riser, meter base and SE conductors, and new ground system. Usually some of the branch circuits would have to be j-boxed, in order to accomodate the new breaker panel. Old wire doesn't stretch very good. Nice one day job! Love to do service changes!