Figured out what the problem is. I took some meter reading as soon as the power went out. I found one of the legs coming into my main breaker (which is on the outside of the house) goes dead. In other words it's the power companies problem. So I called them and they are coming out to fix the problem. The thing that threw me was that I simply didn't fully understand how a panel box works. I never realized each leg powers roughly half the circuits. Pretty stupid. But once I understood that I turned out to be pretty easy to figure out.

Since I'm so inexperienced I'm just gonna lurk on the board for awhile and just read what you guys are talking about.

I LEARNED A LOT FROM YOU GUYS! THANK YOU ALL SO MUCH! I hope someday I can return the favor!