Your maths look right there WFO.
Under these very unbalanced conditions that meter still does a very good job considering that a class 2 meter is allowed a ± 2.5 % error and is well within its specs.
In general the bit over and under measurements will cancell each other out longer term.
In case of broken neutrals there are usually a lot of problems with blowing lightbulbs if exposed to a high voltage for too long or appliances not working properly.
HAPPY NEW YEAR !!
Ray.