Hello again All,

Thanks for the replies. All have given me a lot to think about. Rowdy even scares me a little but I know he's right. I think I'll give myself another year. Pay down some bills and have at least a couple of month's expenses in the bank as Eagle suggests.

The gravy train I'm riding has a fully funded retirement plan and good health and dental, but then again, so does the wife. Besides, there is a standing joke around here. We come to work to rest and go home to work! Thanks again for the input. This forum is great.

Adam