Originally Posted by mikesh

Method 1 for a commercial

Method 1? Are you saying that all commercial 100 amp panels, in Victoria, (excluding derating for temperature) are fed with #1 awg?

When you determine the panel size, it might be based on 125% of the load, but the wire size isn't again increased. That would be applying the 125% rule twice. Once for the minimum circuit ampacity and a second time to the conductor.