Greg,
Here in my area, people that Never had water in their house before, got water this year. We didn't even have a lot of rain, maybe 7"-9". The grounds were already saturated from the storms the weeks previous to this one. My one town, Lincoln Park, floods when they just have a few inches of rain. There is also a dam upstream of LP and they decided to open the gates on Fri./Sat. to let water out. I was told by some of the people of LP that the water came up 2 feet in just 1 hour.
Here in my town, there is only one spot that floods and some one was building a new house there. The DEP allowed him to build his house there but he had to build it to the 500 year flood. That would mean that if there was 1 flood every 500 years, the house would have to be built 1 foot higher than the water level. Guess what, after all the rain we had, the water stopped at 1 foot below the floor joist to his house. He did get some water in his basement and garage but it didn't reach his habitable area.
