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#30470 - 10/20/03 08:19 PM BWC Group Discounts  
Happi_Man  Offline
Member
Joined: Jun 2002
Posts: 206
Columbus, Ohio - USA
Does anyone here belong to a group for discounted BWC rates? I've been looking into it and qualified for a group through my BBB. Apparently I have to pay $175.00 for admin costs and underwriting and then I'll get 95% off my rates. I think this is common but I guess I just would like to hear feedback from others. Its legit, right?

Thanks-
Mike

BTW - How's everyone been? I've been pretty busy, hence...not here for along time


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#30471 - 10/21/03 07:54 PM Re: BWC Group Discounts  
HotLine1  Offline


Member
Joined: Apr 2002
Posts: 6,862
Brick, NJ USA
Hi Happi, it's been a while.....

You have my curiosity up; what's "BWC" ???
(You talking Workers Comp Insurance??)

95% off of any of the "rates" I pay sounds too good to be true!!

Please clue me in on BWC

John


John

#30472 - 10/22/03 07:21 AM Re: BWC Group Discounts  
Happi_Man  Offline
Member
Joined: Jun 2002
Posts: 206
Columbus, Ohio - USA
Yeah, exactly...Bureau of Worker's Compensation. There are two groups that I know of here in Ohio. One is called the Sheakley Group and one is called Compensation Consultants Inc.(http://www.cciworkerscomp.com/). They send out those "Temporary Authorization to Review" forms. Then they collect your information from the BWC and pout you in a grouping based on your "safety record".

Now mind you, that's 95% off your rates, not off your premium. And that's the highest "tier" which is easy for me to make it into being only 3 men big and in business just two years. No WC claims. Its supposedly like a group thing. You know how you get better health insurance rates the bigger your group is? (like any of those rates are good...)

I don't think its a scam really, I mean I got in contact with one through the Better Business Bureau that I belong to and one through the BIA. I've gotten stuff from other companies as well through the mail.

I can't be the only one that's ever heard of tis can I? LOL!


#30473 - 10/22/03 02:31 PM Re: BWC Group Discounts  
HotLine1  Offline


Member
Joined: Apr 2002
Posts: 6,862
Brick, NJ USA
Happi:
Thanks for the reply. I don't think we have anything like that here in NJ.

My WC is in with all my business insurance as a package thru an Association "favored" agency. The package is 25K+ a year.

John


John

#30474 - 10/22/03 04:18 PM Re: BWC Group Discounts  
Happi_Man  Offline
Member
Joined: Jun 2002
Posts: 206
Columbus, Ohio - USA
What about payroll reporting and stuff? Do you have to report payroll every 6 mo or you just pay a flat workers comp. fee ea year?

That sounds nice...

The Ohio BWC for the last several years was giving you a 75% discount on your premiums until just recently. Now they are making you pay 100%. Screwy...



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