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#243 - 01/03/01 12:58 AM Liability Insurance  
sparky66wv  Offline
Member
Joined: Nov 2000
Posts: 2,236
West Virginia
Anyone know of cheap liability insurance for electrical contractors? I'm interested in about $1 Million in coverage for a crew of one. I'm hoping to find an underwriter that's more specialized and cheaper than the one I have currently. Any suggestions?


-Virgil
Residential/Commercial Inspector
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#244 - 01/03/01 02:35 AM Re: Liability Insurance  
Bill Addiss  Offline
Member
Joined: Oct 2000
Posts: 3,878
NY, USA
Sparky,

If there are any Local Contractor's Associations, I would recommend trying the one that they use/endorse. I imagine that We will inevitably have some Insurance Links here, but none to recommend as yet.

Happy New Year!


#245 - 01/03/01 10:07 PM Re: Liability Insurance  
MikeO  Offline
Junior Member
Joined: Dec 2000
Posts: 2
i am also interested in the same type of insurance, but i have been looking and have been unable to find a good specialized underwriter in the western PA area.. any ideas from anyone? thx alot! [Linked Image]


#246 - 01/03/01 10:55 PM Re: Liability Insurance  
Bennie R. Palmer  Offline
Member
Joined: Nov 2000
Posts: 72
Milwaukie, OR 97267 USA
I am a contract electrical inspector. I carry one million general liability, with an aggregate of two million.
Contact an independant agent, and ask them if they can write for the Zurich Group-Seattle.
My insurance is a speciality contractors policy, with an annual cost of $305.00. Less than a dollar a day, what a deal!


#247 - 01/04/01 05:34 PM Re: Liability Insurance  
gto6t7  Offline
Member
Joined: Dec 2000
Posts: 27
Machias, ME
Now look what you guys made me do. I opened my insurance folder and checked my coverage and now I have to go to my independent agent and ask why I pay $360 a year for $600K coverage. First this groupe makes me dig all through the Code and now this. What next? [Linked Image]

Dave T.
Machias, ME
"It's not the end of the earth but we can see it from here!"


#248 - 01/05/01 06:29 AM Re: Liability Insurance  
LNP&S  Offline
Junior Member
Joined: Dec 2000
Posts: 9
Colebrook, NH
Dave
I expect the extra cost of your coverage is involved with the possibility of some day having to air-drop and insurance adjuster into Machias. Jusy kidding Dave. I'm from Northern NH - have been to Machias - and it's beautiful country.



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