I was looking at a prospective job yesterday and was told by the owner that he was told he had to replace everything with a 400a service. Conductor sizes were fine. The arrangement was an overhead fed meter, to a gutter below, a 100a breaker panel on the right, a 100a disconnect on the left to a subpanel, and a 200a disconnect on the left to a subpanel. The owner thinks the issue had to do with this being 3 phase and feeding the 200a panel. Is there enough information here to guess what might be wrong that would require replacing this with a 400a service, CT can... the whole enchilada?