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#30470 10/20/03 07:19 PM
Joined: Jun 2002
Posts: 206
H
Member
Does anyone here belong to a group for discounted BWC rates? I've been looking into it and qualified for a group through my BBB. Apparently I have to pay $175.00 for admin costs and underwriting and then I'll get 95% off my rates. I think this is common but I guess I just would like to hear feedback from others. Its legit, right?

Thanks-
Mike

BTW - How's everyone been? I've been pretty busy, hence...not here for along time

#30471 10/21/03 06:54 PM
Joined: Apr 2002
Posts: 7,333
Likes: 7
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Hi Happi, it's been a while.....

You have my curiosity up; what's "BWC" ???
(You talking Workers Comp Insurance??)

95% off of any of the "rates" I pay sounds too good to be true!!

Please clue me in on BWC

John


John
#30472 10/22/03 06:21 AM
Joined: Jun 2002
Posts: 206
H
Member
Yeah, exactly...Bureau of Worker's Compensation. There are two groups that I know of here in Ohio. One is called the Sheakley Group and one is called Compensation Consultants Inc.(http://www.cciworkerscomp.com/). They send out those "Temporary Authorization to Review" forms. Then they collect your information from the BWC and pout you in a grouping based on your "safety record".

Now mind you, that's 95% off your rates, not off your premium. And that's the highest "tier" which is easy for me to make it into being only 3 men big and in business just two years. No WC claims. Its supposedly like a group thing. You know how you get better health insurance rates the bigger your group is? (like any of those rates are good...)

I don't think its a scam really, I mean I got in contact with one through the Better Business Bureau that I belong to and one through the BIA. I've gotten stuff from other companies as well through the mail.

I can't be the only one that's ever heard of tis can I? LOL!

#30473 10/22/03 01:31 PM
Joined: Apr 2002
Posts: 7,333
Likes: 7
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Happi:
Thanks for the reply. I don't think we have anything like that here in NJ.

My WC is in with all my business insurance as a package thru an Association "favored" agency. The package is 25K+ a year.

John


John
#30474 10/22/03 03:18 PM
Joined: Jun 2002
Posts: 206
H
Member
What about payroll reporting and stuff? Do you have to report payroll every 6 mo or you just pay a flat workers comp. fee ea year?

That sounds nice...

The Ohio BWC for the last several years was giving you a 75% discount on your premiums until just recently. Now they are making you pay 100%. Screwy...


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