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Joined: Nov 2000
Posts: 2,236
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Group rates for us..?
That's a great idea.

[Linked Image]

[This message has been edited by sparky66wv (edited 05-09-2001).]


-Virgil
Residential/Commercial Inspector
5 Star Inspections
Member IAEI
Joined: Apr 2001
Posts: 54
W
wayne Offline OP
Member
Thanks Guys for your input.

Bye the way Bill the quote that I received came from online email from figuerr@nationwide.com.

Apparently there is money in insurance sales, for Robert Figuers has contacted me twice on email and he obtained my phone number ? some how [Linked Image] and call me once to see if he could help me in any way.

He sounded very polite on my answering machine. Like I said we may be in the wrong business. Thus far his quote has been the best.

We all do our best in this field, however every now and then a screw will get loose and it happens. Its better to be covered.

Again I appreciate the input.
[Linked Image]
Wayne

Joined: Oct 2000
Posts: 2,722
Broom Pusher and
Member
Wow!! Something is not right on my end!! Maybe it's the field I'm in - maybe I'm getting Hosed!! [Linked Image]

For a $1M Commercial general liability [occur] policy with a $1,000 deductable, we're paying $972 dang-old dollars!! [Linked Image]

We're not a high risk! never have filed any claims before!

Maybe they will wash my van for that $$!!??
[joke]

Scott SET


Scott " 35 " Thompson
Just Say NO To Green Eggs And Ham!
Joined: Apr 2001
Posts: 449
F
Member
Scott,
Maybe it's the area you are in or maybe you just need to shop around. When I first started, I got insured with the same company that had been my auto insurance since I was 16 and my homeowners since I bought my first house. They were charging me $850.00 for $300,000.00. I contacted an agent for Grange Mutual on the advice of another electrical contractor. He was able to raise my coverage to $1 mil for $275.00 a year.It was no cheaper for $300,000.00!When I called to cancel with my original company they said they could probably match the new quote. I told them the only way I would stay was if they would cover me for the next 3 years for what I had already paid. They didn't go for that. Needless to say, the Grange agent ended up with all my insurance business.

Joined: Nov 2000
Posts: 2,236
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Today, I found a company that offered $1M per occurance and $2M aggregate for $275.

This is almost half of what I was paying before. I handed them cash.

Shop around!!

[Linked Image]


-Virgil
Residential/Commercial Inspector
5 Star Inspections
Member IAEI
Joined: Apr 2001
Posts: 449
F
Member
Told ya so!!!!!!!!!!!

Joined: Jul 2001
Posts: 62
J
Member
state farm 300,000.00 434.00 a year

Joined: Oct 2000
Posts: 5,392
S
Member
Virgil...what? no link?

[Linked Image]

Joined: Nov 2000
Posts: 2,236
Likes: 1
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Sorry, Steve...

Here ya go...

Jim Lively Insurance


-Virgil
Residential/Commercial Inspector
5 Star Inspections
Member IAEI
Joined: Apr 2001
Posts: 54
W
wayne Offline OP
Member
Thanks Guys for sharing the information. Like Virgil said we have to shop around.
wayne

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