Thanks everyone for your comments. I don't think I would consider any switch under the skirt/cover/side to meet the >5', though it would qualify as a "disconnect".
Of course, I also think that the NEC could be stated in "plain language" a lot more and that they (NEC) need to say what they mean clearly and concisly and to mean what they say.
But that is an issue for a whole other discussion. (grin)
