It all gets down to how you read
210.23(A)(2) Utilization Equipment Fastened in Place. The total rating of utilization equipment fastened in place, other than luminaires (lighting fixtures), shall not exceed 50 percent of the branch-circuit ampere rating where lighting units, cord-and-plug-connected utilization equipment not fastened in place, or both, are also supplied.
Most inspectors would say all fixed in place equipment must be less than 50% but I have seen this stretched to say any one piece can't exceed 50%, particularly on an intermittant load like a disposal.
Vote me for "all".
