In general, a no. 14 awg. with thhn insulation can safely carry 25 amps according to table 310.16. Switch and receptacle terminals as well as circuit breaker terminals are typically rated 75 deg. C. max. which limits circuit current capability to 15 amps. My question is why don't manufacturers make 90 deg. C terminals so table 310.16 can be used to it's fullest? Is it purely for economical reasons?