As an owner I am not required to provide Workmans Compensation for myself or any principals of the company.
I go to jobsites and by doing so run the risk of getting hurt.
Workers Comp is expensive and in the past I have chose not to buy it.
There is a way to be protected if you are a "non tools on" employee or owner.
You can file yourself as a salesman and receive Workers Comp for about $200 a year.
This is not a scam... I go to jobsites not only to check up on the men but also to sell extras and or new work.
My insurance company suggested that I do it this way. It saves me alot of money and I still get the bennies.
