ECN Forum Forums General Topics of the Trade General Discussion Area Small transformer better than over sized?

Thanks for the input.
The question concerns a dry type transformer in the building (the service is 480V and the transformer is for a feeder that serves all the apartments and the 120/208 house loads).
One of the main questions is - do we trust the 220.84 calculation when it is significantly higher than the 220.40 calculation?
Including house load:
220.40 - 945 KVA
220.84 - 664 KVA
750KVA transformer or 1000KVA transformer?