I have 40+ user names and pwords to remember. I work for the FAA (as my main job) and have 15 (or so) pwords there and then various web sites (electrical, homebrewing, email, etc.) Most of the sites have the same (or similar) requirements: 2 caps, 2 lower case, 2 numbers and 2 special characters. I try and use an abreviation of the website in caps or lower case followed by "pword," in caps or lowercase, followed by two numbers enclosed by two special characters. If I went to a freecell website, my password might look like this: FREEpword$01$ or Austin Homebrew: ahsPWORD$01$, etc. For places that require you to periodically change your password, just increase the number by 1: FREEpword$02$, etc. It's still a PITA with increasing years and decreasing brain cells, but this makes it a little easier....
