Actually providing financing is a cool thing when done right. I used to provide financing thru third party for my alarm / access control customers when I also used to contract those types of systems. You get paid for the full amount of the job right away, less the percentage you pay the finance company. They then become the owner's of the note and any problems collecting on the payments are their problems, not your problem. So you can get your payment for the full job up front and not have to worry about getting stiffed for partial amounts owed. Where it does not work so well is if the project is going to have a lot of extra's, like alot of electrical contracts usually do have. Alarm systems were more straitfoward - pay this much and you get this system installed.