Sparky 134, Look at it this way. Just up all your prices 1% and don't worry how anyone pays. It'll work out in the end.

What if you have a customer that asks you for an estimate and you quote $10,000. They say they want to do the work, do you take Visa. You say no, they say thanks anyway, maybe we'll call back when we have the cash. Or you could say yes and get the job.