Yeah i guess the cost of doing buisness in new jersey isnt cheap.You have to remember, the 140.00 an hour covers everything to run the buisness like insurance, workers comp, auto insurance, tools, accountant,software, bank fees,ect...ect.Belive me once you list everything the dollars add up quick. I know my total overhead is 14,800.I already own a truck and tools to do the jobs, if i didn"t i would have to figure that in and the hourly rate would easily be around 150.00.Just remember also you need to pay yourself well to,why go out and be and electrical contractor,take all the risks involved, be responsible for other peoples lives and property but only make as much as you would working for someone else? Just my way of thinking about it. what do you guys think?