Yes, 240-3(f) requires CONDUCTOR overcurrent protection for 3 phase 4 wire systems, but you go to 240-21(c) to find out how to protect these conductors. There is no requirement to protect the trasformer secondary if the primary OCPD is rated at 125% or less of the primary current. The transformer overcurrent protection requirements are all in 450-3.
The 100 amp OCPD on the primary will protect the transformer from the 450 amp connected load. A load calculation need to be done to see what the actual load is. The transformer may be too small.