Welcome to ECN Pat
your post was not long, take a look at Scott35's or my own posts.
I am sure you can get some answers from the other members at the chat. I do not run my own business so I am not any help to you. I do have a lot of respect for those of you that take the plunge and work for yourself.
What the heck are you guys doing up so late?
Remember that this forum is world wide your 1 AM is another members 9 PM.
Of course some of us just have strange hours.
[This message has been edited by iwire (edited 08-25-2004).]