IMHO, this has to be a 'case-by-case' item, as there are too many variables to consider.
Resi 'maintenance checks' are probably unheard of around here, and the 'problems' are usually found when 'work' is being done.
Perhaps, using the age and appearance of a structure could be a good indicator.
Comm & Industrial (when they used to 'make' things here) are checked when we are at a site; the thoroughness of the 'check' is dependent on the owner. Some used to go for a full IR scan yearly; one facility had a full IR twice yearly.
Some towns around here have a 'property maintenance code' but the inspector is not State Lic as an Electrical Inspector, so it's mostly a 'visual' thing.