I stand corrected, yes as far as your original yes. The service wires by code are only required to be big enough to the load caulated in Article 220. However if you are building something off of an engineer's drawing, you need to use was was spec'ed of do a RFI with the designer of record. There may be also local ordinaces. I typically size my feeders based on my main breaker size. This way if the loads increase on the future, the customer will not have to pay twice.
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