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#165746 - 07/04/07 02:43 PM Credit Card payment processors
u2slow Offline
Member

Registered: 09/18/03
Posts: 198
Loc: Salt Spring, BC, Canada
I've inquired with a few banks about getting setup to take credit card payments. Seems expensive and requires a long-term commitment even if its just a phone-in card confirmation plan. A wireless POS terminal is considerably more again.

Anyone use any of the online payment processing companies?

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Business, Office, Estimating, Legal:
#165750 - 07/04/07 05:04 PM Re: Credit Card payment processors [Re: u2slow]
dougwells Offline

Member

Registered: 05/03/03
Posts: 1228
Loc: kamloops BC Canada
I havent figured that out yet either i did look at the Costco thing but it seems i have to get there terminal . I work from home so i really would rather phone it in myself too.

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#165759 - 07/05/07 01:55 AM Re: Credit Card payment processors [Re: dougwells]
macmikeman Offline
Member

Registered: 07/16/02
Posts: 718
Loc: Honolulu, Hawaii
Try using this online solution Start accepting credit cards using paypal

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#165832 - 07/06/07 05:35 AM Re: Credit Card payment processors [Re: macmikeman]
stevenj76 Offline
Junior Member

Registered: 12/30/06
Posts: 16
Loc: Portland, Oregon USA
I use ... its a terminal called PC verifier, and it does have a handheld unit too, the company is: merchantanywhere.com and the rates are the best we've found and they've been very reliable with support and no minimums, always the same rate. The rate is a point better if you scan the card as opposed to typing it in. I forget the rates but have always been satisfied and they are way lower than the bank.

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#165869 - 07/06/07 04:47 PM Re: Credit Card payment processors [Re: stevenj76]
LK Offline

Member

Registered: 01/21/03
Posts: 1721
Loc: New Jersey
$10 a month plus 2.2 Discount fee, and we phone them in.

We don't do large volume sales, so a machine would cost more to maintain, we have knuckle busters in trucks, great for getting signature on site, then just phone it in.

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#166038 - 07/10/07 08:02 PM Re: Credit Card payment processors [Re: u2slow]
Niko Offline
Member

Registered: 08/17/06
Posts: 358
Loc: Campbell, CA
try this company:
http://www.atlasinnovation.com/index.html
they are very reliable, knowledgable and most imnportant best at customer service.
_________________________
Be kind to your neighbor, he knows where you live


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#166065 - 07/11/07 08:27 PM Re: Credit Card payment processors [Re: LK]
BigB Offline
Member

Registered: 03/31/04
Posts: 727
Loc: Tucson, AZ USA
 Originally Posted By: LK
$10 a month plus 2.2 Discount fee, and we phone them in.

We don't do large volume sales, so a machine would cost more to maintain, we have knuckle busters in trucks, great for getting signature on site, then just phone it in.





What bank is that thru if you don't mind my asking. I would accept credit cards if I could get a deal like that

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#166090 - 07/12/07 10:40 AM Re: Credit Card payment processors [Re: BigB]
LK Offline

Member

Registered: 01/21/03
Posts: 1721
Loc: New Jersey
 Originally Posted By: BigB
 Originally Posted By: LK
$10 a month plus 2.2 Discount fee, and we phone them in.

We don't do large volume sales, so a machine would cost more to maintain, we have knuckle busters in trucks, great for getting signature on site, then just phone it in.





What bank is that thru if you don't mind my asking. I would accept credit cards if I could get a deal like that


Concord automated transaction service
Memphis Tenn.

http://ir.firstdatacorp.com/news/releasedetail.cfm?ReleaseID=120888

What is nice about the service is, the money is usually in the bank the next day, and they do offer better rates. Most of the other companies tried to sell us up to terminals and expensive equipment plans, this company offered the basic service.


Edited by LK (07/12/07 10:54 AM)

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#166092 - 07/12/07 01:25 PM Re: Credit Card payment processors [Re: LK]
dougwells Offline

Member

Registered: 05/03/03
Posts: 1228
Loc: kamloops BC Canada
Thanks LK I see they are international so i have called them for further Details.Had to leave a message.

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#166260 - 07/16/07 07:56 PM Re: Credit Card payment processors [Re: dougwells]
PE&Master Offline
Member

Registered: 02/25/06
Posts: 138
Loc: TX, USA
I've got a similar deal to take credit cards... $10/month, around 2.4%, and a free terminal. It's with my local bank. Try negotiating for the terminal. Our plan has no minimum.

I called them in for several years before going to this system. Don't ever give employees your PIN though. Transactions need to be processed in the office.

The terminal is nice because it gives us feedback as to the transaction. We staple the receipt to the invoice copy. If the customer wants one, we mail it to them. We always rub the credit card to the invoice with a pen for the impression (3 carbonless copies) and get a signature. The customer gets one, the second is used to send them the receipt copy (upon request), and the cardstock back sheet is kept on file.

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