It would seem to me that a homeowner or diy could be held responsible especially if there was an injury or fire from this.
I have heard that some insurance co's will either refuse to pay or pay and prosecute the person(s) that did something like this.
I'm far from a lawyer,but couldn't you call this reckless endangerment?
I don't have any facts to back this up,but imho,if someone were hurt or killed,it would really change from a legal perspective.
[This message has been edited by ga.sparky56 (edited 09-17-2003).]