This really is not a code question, but it is Canadian related so I thought I would dump it in here.

What is the general consensus of insurance companies for Ontario? What are the average rates that you have found for EC doing less then 100K, 100-500K and 500K and over?

I am not happy with the answers I am getting from brokers in the local area.

Cheers

After i received my masters I went to my insurance company (State Farm) and asked them to quote me 1 million liabillty contractor insurance. Thay gave me a price of just over $800 per year.

Just renewed mine for 2 million for 800.00 This has come down somewhat, for the first year i was paying a 20 percent surcharge for being a first time insurance buyer.

I forget if I have $1M or $2M, but it was a 3yr package that included $15k coverage on tools also. $980/year.

1 mil-2 mil aggregate.2000 tools and 1000 for my computer stuff (why ?I don't know how to use it, so probably won't miss it. but I digress)

Commerce: $850. this includes "completed projects" (required here), an option.
But a very important option that I would strongly suggest !!!