does anyone have a good agreement contract that is signed by the customer before work begins that you would be willing to share? Thanks

welcome Randy
i'm not sure what a 'good agreement' contract is, i'm all ears.....

Go to mike holt's site, under free stuff he has a good start for a proposal. You will need to modify it to suit both you and your state laws. A "good Agreement" is one that leave no doubt about what is to be done when and how you will be paid.
Good luck

Thanks so much for your reply. I'm heading to Mike Holt's site..

HI. I too am interested.... whats the site?

http://www.mikeholt.com/documents/management/freestuff/Proposal.doc

Used this as a base for my current (pun intended) contract.

Added a check box indicating whether it's an inclusive bid, or a T&M job, added a "Location of work" line & added a section under "Owner/Contractor defaults" for NSF / closed account checks.
I also dropped the "Terms & Conditions" section down to a 9pt font, and was able to fit it onto a single page with .5" margins (saves paper)