Anyone know of cheap liability insurance for electrical contractors? I'm interested in about $1 Million in coverage for a crew of one. I'm hoping to find an underwriter that's more specialized and cheaper than the one I have currently. Any suggestions?

Sparky,

If there are any Local Contractor's Associations, I would recommend trying the one that they use/endorse. I imagine that We will inevitably have some Insurance Links here, but none to recommend as yet.

Happy New Year!

i am also interested in the same type of insurance, but i have been looking and have been unable to find a good specialized underwriter in the western PA area.. any ideas from anyone? thx alot!

I am a contract electrical inspector. I carry one million general liability, with an aggregate of two million.
Contact an independant agent, and ask them if they can write for the Zurich Group-Seattle.
My insurance is a speciality contractors policy, with an annual cost of $305.00. Less than a dollar a day, what a deal!

Now look what you guys made me do. I opened my insurance folder and checked my coverage and now I have to go to my independent agent and ask why I pay $360 a year for $600K coverage. First this groupe makes me dig all through the Code and now this. What next?

Dave T.
Machias, ME
"It's not the end of the earth but we can see it from here!"

Dave
I expect the extra cost of your coverage is involved with the possibility of some day having to air-drop and insurance adjuster into Machias. Jusy kidding Dave. I'm from Northern NH - have been to Machias - and it's beautiful country.