Try the caculator at this site.
http://www.electricalknowledge.com/SFDLoadCalc.asp You said "the compressor gets a 40A disco and the unit above the garage gets a 60 breaker. this is a heat pump made by trane..
the compressor runs until the heat strips come on then the compressor is shut off."
You need to verify this. I have a Trane and the compressor runs til the temp get below 32F and then the strips come in. Both are on at the same time.
The heat load seems to be about 12kw. Take the 60 amp breaker x .80 = 48amps.
48 amps x 240 =11.5 kw. The compressor load
is 40amp x .80 = 32 amps x 240 = 6144 va.
You may have a central electric furnace and A/C. If so 220.30C4 applies. Try the caculator and give us the results.