I can say that all the large comm solar installs in the Twp I work in do not cover antwhere near 100% of the roof.
Clear 'aisles' for lack of a better description are required, and addressed during the plan review process.
Yes, panels do present various issues for firefighters. We request that all comm jobs have a facility walk-thru with the firefighters, both officers and regular firefighters. Tours are arranged via the solar contractors, and the FD.
I would be curious as to the cause of the California resi fire that is in one video.