Bill:
As Harold indicated we perform CCO inspections on changes of occupancy for resi & commercial.
It consists of a visual inspection, basically looking for unsafe wiring that is "visable". I check electrical, and other inspectors check building, fire, plumbing, etc.
Any violations noted require repair, with the proper permits (homeowner allowed IF they live in house; commercial requires a lic. EC.
If the property passes the visuals they get a CCO (Continued Certificate of Occupancy)
As to "fished" work, we prefer to inspect it "rough" (before devices are installed) and final. But, sometimes it's only "Final".
I've had a few that needed the "sheetrock busters" but that is not a prevelant thing.
Most contractors, and owners understand the UCC rules.
John