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1 members (Scott35),
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Key:
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Joined: Aug 2001
Posts: 7,520
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If I'm not getting too personal here, how much are those of you who are self-employed paying for medical insurance these days?
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Joined: Jun 2001
Posts: 642
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what medical insurance? Last quote 3weeks ago 1250.00/month for just me
ed
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Joined: Aug 2001
Posts: 466 Likes: 1
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Just wanted to offer what I have learned from the past six years.
1. People perceive qualtity with price. Remember what most think about low bid. Don't compete on
price do it on service, or design or some other facet of the business.
2. If you are wiing 100% of your bids your prices are too low. Raise them now.
3. You can't pay for your families needs on promises of future work. Charge fairly but cover your
expenses. The promised work might never come.
I was charging $48/hr for myself in MD with licenses and insurance. My accountant said I need to
raise them.
Jim
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Joined: Jun 2002
Posts: 206
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We go 45 for the first half hour and 35 every hour after that. I'm pretty sure that we're about the lowest in our area too.
Health Insurance - what a rip! We are paying 2 G's a month for three families...
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Joined: Aug 2001
Posts: 7,520
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$1250/mo., $2000/mo. Oh boy..... That's more than my monthly income, and I do like a few little luxuries -- You know, food, heat, clothes, and so on.
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Joined: Apr 2002
Posts: 914
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In Atlanta, we get $75 minimum trip charge although estimates are free unless we fix the problem at the estimate. Most job are on a bid or fixed cost, so we only do hourly rate work on large imposible to bid jobs. Averages $50 per manhour in bulk or $75 per hour for one man. We are on the low end in our area, but I have to sleep and refuse to overcharge. My costs are more than what some of you are charging, but if you can make it work and are happy I guess that's what counts. Good Luck.
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Joined: Aug 2001
Posts: 545
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Service calls are $45 hr and try to base my estimates on that too. Here in AZ I have to renew tax lic in every city every year usually around $10 to $50. Liability ins, Contr lic renew yes there are a lot of cost. Fortunately I have health ins through my wifes work. Don't know how anyone could make it for less, otherwise might as well go work for someone else.
The Golden Rule - "The man with the gold makes the rule"
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Joined: Mar 2002
Posts: 37
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$64.00 per for straight time. time and a half overtime, double time sunday or midnight to 5am. Union shop.
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Joined: Feb 2002
Posts: 2,233
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Here in NJ the going rates can be anywhere from $55 to $75 for the first hour for 1 man. I was a 5 man shop with 4 trucks running, Paid workers comp, and insurence on trucks and men, etc. No medical for the men. ( I just couldn't afford it.) 2 men would get between $75 to $95 for the first hour here in NJ. My insurence would run about $1500 a month, that covered men and trucks. My business ran me approx. $100 per hour to run.
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Joined: Jul 2002
Posts: 241
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Why is it that when people bring their cars or trucks in for repairs they never moan and groan about the 80-90 dollars an hour they have to pay for that, but with us Electricians they feel as though were overpriced? I guess we have to keep the faith up and continue to do excellent work, and that person will continue to use our service and knowledge.
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Posts: 240
Joined: March 2005
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