We install over 100 panels a year, both residential and multi family. I have had great luck with the GE gold line series. A little cheaper than a QO and a bit more than a Homeline. Had two bad 30A DP's and one bad 20A SP. Not a bad record for the thousands I have installed over the years. Just stay away from their small panels (6 to 12 cir). They are not built as rugged. As for the 32 or 40 cir, true split neutral / grounding buss. MBJ removes in about 5 seconds with 3/8 nut driver or common screwdriver. Ground lug factory installed. Plenty of gutter space for wire bending and a pretty good KO layout with a 1 1/4" ko on right and left sides. Hope my Square Dog rep never sees this!