Insurance companies, armed with the necessary stats that constitue thier P/E ratios rule out here.
There is no cause to impose themselves at a level of intervention (read: permits & licensure)where there is little payback.
The powers that be, having let the ugly 'qualified' argument persist thru art 100 (read; shot-in-the-foot-heard-round-the-trade)continue to do a viable trade disservice by holding such benchmarks as licensure in denial.
So a permit is thus reduced to merely a writ of liability protection, as such i've long argued the detail here that can be had on a 5-1/2"x8" format inadequate.....
