Sparky WV
I would check for corrosion on the neutral buss. I run into these every once in awhile, one that stands out was a house with half the circuits not working. The panel was mounted right next to the dryer and the exhaust tube for the dryer ran right over top of the panel. There was corrosion so bad that they would lose a different ccircuit almost everyday.
It was one of those made by siemens but was not a siemens (cant remember the name) but the neutral buss on the other side of the panel was fine and relocated all the neutrals to it. and all ccircuits came back up. It was really screwy the worse the corrosion the more circuits dropped out.
Good Luck