Working today in a house less than a year old. Neat and workmanlike? Not even close. Two cables stapled together on edge? Works for us! Afci's? We don't need no stinking afci's! Two 30 circuit panels. Full to capacity no room for another circuit. Tighten the lugs for the feeder? Nah, just strip the wires and stick them in. Properly size feeder to sub panel? No can do. Just use table 310.15 B 6. Close enough. The kicker here? The guy put a sticker with his name on the panel. How nice of him to think of the fire marshall. It would have helped him find the culprit had I not tightned up the lugs. Paging the wiring inspector.......