I have visited this board many times and really enjoy all the topics and info covered here. I have a question about starting my own service company. Many people ask me about doing work for them and I am wondering what kind of insurance I should carry? I will only be doing small jobs to start with, replacing panelboards, adding recps, replacing defective parts, and so forth. None of the contractors here seem to want to do these jobs anymore. I work as an industrial electrican and keep up with the code. I just want to make sure I am covered since things do go wrong.