Doug, my clients always ask for Workman's Comp. I'm not sure they would accept that..

Schenimann, did you have to pay up front to get your policy or just the $800.00 in one payment? thanks

John, thanks for the info. I get mail all the time just about to join NFPA etc... Don't know if they have any benefits that would lessen the cost or not. I might look into it next time I get a "last chance" letter in the mail.

Last edited by sparkync; 07/25/13 11:22 PM.