The local AHJ will insist on placing the panel some place inside. This is done even in Truckee, California.
Truckee is about a mile high in the Sierras on I-80.
Snow is on the ground typically into June. Snow flurries may happen in July. First frost will come in late August, perhaps September.
So, the meter socket faces outside -- and the rest of the Service faces inside a heated garage or the distribution panel is in the center of the home.
My sister's place used the laundry closet. ( No longer allowed. )
The MAIN is placed to the outside so that the fire department can kill it. It is robust enough for the cold.
Alaska surely has its own area-specific standards.
But you can see, no one wants branch breakers that cannot be accessed without braving extreme elements!
BTW Sq D makes a residential panel with the above traits as an all-in-one: MAIN and meter to the outside--panel & breakers to the inside.