Take note some insurance companies take the 90 days and want it for bargain prices. They assume u use the cheapest posibble materials and methods. They also do not pay for upgrades unless the policy has that riders. For example older home with no gfci protection, to install gfci is not covered the customer must pay the differance. The code requires it you are now in the middle. Get everything in writing and don t let them presure you into rushing untill the work is authorized.
Just my 2 cents! Merry X-Mass
