GIGO

You can't get the right answers if you don't ask the right questions.

This thread started with "I haven't wired a house in a while." This then became "I am doing a rewire ..." Old house, new house - you know, that just might make a difference! For example, the OP might be stuck with some existing multi-wire branch circuits ("shared neutrals") and a panel for which 2-pole AFCI's don't exist. Or, the existing panel may not have the space to put every circuit on a full-size breaker.

I think our OP needs to develop a plan, then sit down with the AHJ and see what they will require. If there are access issues, etc., the AHJ is very likely going to be reasonable.