Exactly John (Hotline),
My wife is a Paramedic and she has seen so many Contractors that will call an Ambulance for the all but most minor workplace injuries, rather than take the worker into an emergency room.

These guys are ca$h workers that have no ACC (Accident Compensation) coverage, because they are under the radar.

Funny thing is, when you call an Ambulance here, you have to fill out the same forms you would normally do at an Emergency room anyway.

Some Contractors here have been burned quite badly when ACC gets to hear about it, especially when you consider that they give certain data to the Inland Revenue Department here.

{Hmm, pay a guy with cash?, have you declared that?}

Nice. grin