If the load side panel is in the same structure it does NOT need a local disconnect. If it is in a separate structure there does need to be a disconnecting means in that second building. The 6 throw rule really only applies to "power panelboards". "Lighting and appliance panelboards" (more than 10% of breakers serving branch circuits) can have no more than 2 main breakers. 408.16(A)
Greg- look at 225.32 & 225.33
