Reno:
Congratulations on the contractors license. (First I read that, sorry if it's late)
I have an article from the NJ DCA regarding the 'handyman-unlicensed' hacks. I'll scan it first chance and try to get it to you & Greg.
Greg's solution (IRS) sounds tempting. You have state tax guys in Nev.? They can be a major annoyance for guys like that too.