hey thanks for the feed back so far. to update the questions the manufacturer was charging the GC the same price for 100 or 200 so he had them put in the 200 amp panels thinking bigger. if he talked with me first we could have changed this. No community laundry each apt has it's own, sorry forgot to mention that. there is no AC shown, the heat is supplied by owner's funace which i guess will be pro-rated into the rents. I haven't seen the dwelling yet this was thrown at me from the GC and it raised a flag as soon as he said that the panels were 200 amp and 100 amp for the owners. so i told him that it wasn't the way i would have wired it but i'll get back to him with a price. it's being delivered some time next month.